本教材编写坚持立德树人这一教育的根本任务,坚持与时俱进,理论联系实际,把握时代脉搏,在内容和习题设计中适当融入我国经济社会发展动态和成果,如我国央行数字货币发行、人民币国际化、我国互联网金融发展、我国金融机构概述等问题,既注重价值**,又体现前沿性和时代性。 各章由学习目标、课文、词汇表、注释和习题五个部分组成,章节结构设计有助于学生全面地通过英语掌握金融知识、积累专业词汇、提高阅读水平。 “Knowledge Focus”帮助学生巩固单元主要知识点,“Language Focus”注重提升专业语言综合运用能力和翻译、写作等专项技能,“Supplementary Reading”引入经济社会热点问题。各章节习题均围绕主题进行设计,题型丰富,所选语料主要来自于我国主流英文媒体,有利于帮助学生巩固金融知识和语言点,引导学生通过阅读开拓视野。注释部分尽可能对难点进行了阐释,有助于教师授课和学生自学。

目 录 Chapter 1 Money 1 1.1 Definition of Money 2 1.2 Types of Money 2 1.3 Functions of Money 6 1.4 Interest and Interest Rate 7 1.5 Money Supply 11 1.6 China’s Monetary System and RMB’s Internationalization 14 New Words16 Terms and Expressions17 Proper Names18 Notes19 Exercises20 Supplementary Reading23 Chapter 2 Foreign Exchange25 2.1 Introduction 26 2.2 Foreign Exchange Market 31 2.3 Foreign Exchange Transactions 34 2.4 Functions of the Foreign Exchange Transactions 37 2.5 Derivatives: Futures, Options and Swaps 41 New Words45 Terms and Expressions47 Proper Names48 Notes49 Exercises50 Supplementary Reading54 Chapter 3 Balance of Payments57 3.1 Definition 58 3.2 Accounting Principles 59 3.3 The Components of Balance of Payment Statement 61 3.4 A Brief Analysis of Balance of Payments 71 New Words74 Terms and Expressions76 Proper Names77 Notes77 Exercises79 Supplementary Reading82 Chapter 4 Financial Market85 4.1 Introduction 86 4.2 Money Market 89 4.3 Capital Market 94 New Words98 Terms and Expressions99 Proper Names 100 Notes 100 Exercises 102 Supplementary Reading 105 Chapter 5 Securities 109 5.1 Overview 110 5.2 Stock 112 5.3 Bond 117 New Words 126 Terms and Expressions 128 Proper Names 129 Notes 129 Exercises 130 Supplementary Reading 133 Chapter 6 Loans 137 6.1 Introduction 138 6.2 Loan Procedures 143 6.3 Major Loan Categories 151 New Words 157 Terms and Expressions 159 Proper Names 161 Notes 161 Exercises 162 Supplementary Reading 166 Chapter 7 Intermediary Services 169 7.1 Trust 170 7.2 Lease 172 7.3 Factoring 175 7.4 Forfaiting 180 New Words 186 Terms and Expressions 187 Proper Names 188 Notes 188 Exercises 190 Supplementary Reading 193 Chapter 8 Accounting 197 8.1 Definition 198 8.2 Some Basic Concepts of Accounting 199 8.3 Accounting Equation 203 8.4 Double Entry Bookkeeping System 205 8.5 Financial Statements 206 New Words 212 Terms and Expressions 214 Proper Names 215 Notes 216 Exercises 217 Supplementary Reading 221 Chapter 9 International Settlement (I) 225 9.1 Instruments of International Settlement 226 9.2 Remittance 235 9.3 Collection 237 New Words 242 Terms and Expressions 244 Proper Names 245 Notes 246 Exercises 248 Supplementary Reading 253 Chapter 10 International Settlement (II) 255 10.1 Definition and Features of Letter of Credit 256 10.2 Parties to a Documentary Credit 257 10.3 Procedures of a Documentary Credit 258 10.4 Types of Credit 260 New Words 266 Terms and Expressions 268 Proper Names 269 Notes 269 Exercises 271 Supplementary Reading 276 Chapter 11 E-Finance 279 11.1 Introduction 280 11.2 E-banking 280 11.3 Internet Finance 288 11.4 Potential Risks 292 11.5 Risk Prevention and Stricter Regulation 293 New Words 294 Terms and Expressions 295 Notes 296 Exercises 298 Supplementary Reading 301 Chapter 12 Insurance 303 12.1 Insurance and Risks 304 12.2 Insurance Principles 305 12.3 Insurance Contracts 308 12.4 Types of Insurance 309 12.5 Reinsurance 316 New Words 320 Terms and Expressions 323 Proper Names 324 Notes 325 Exercises 326 Supplementary Reading 330 Chapter 13 A Brief Account of Financial Crisis 333 13.1 Definition of Financial Crisis 334 13.2 Some Types of Financial Crisis 334 13.3 Causes of Financial Crisis 337 13.4 A Case Study of the Financial Crisis in 2008 341 New Words 346 Terms and Expressions 348 Proper Names 349 Notes 349 Exercises 352 Supplementary Reading 354 Chapter 14 International Monetary System 357 14.1 The Gold Standard 359 14.2 The Bretton Woods System 360 14.3 The Jamaica System 363 14.4 Reform of International Monetary System 365 New Words 367 Terms and Expressions 368 Proper Names 369 Notes 369 Exercises 371 Supplementary Reading 373 Chapter 15 Financial Institutions in China 377 15.1 The Regulatory Institutions in China 378 15.2 Banks 380 15.3 Non-bank Financial Institutions 384 15.4 Foreign-funded Financial Institutions in China 389 New Words 391 Terms and Expressions 393 Proper Names 395 Notes 396 Exercises 398 Supplementary Reading 401 Chapter 16 International Financial Institutions 403 16.1 International Monetary Fund (IMF) 404 16.2 The World Bank 409 16.3 Bank for International Settlements (BIS) 413 16.4 Asian Development Bank (ADB) 417 16.5 Asian Infrastructure Investment Bank (AIIB) 419 New Words 421 Terms and Expressions 423 Proper Names 424 Notes 425 Exercises 427 Supplementary Reading 430 练习题答案 433 参考文献 443